Bodily Injury Liability – The policy must provide at least $25,000 per person in bodily injury coverage and $50,000 total per incident for more than one person injured to cover medical and related costs in the event of injury or death.Drivers may also opt to place $30,000 in a surety or government bond.Īn auto insurance policy meets the state minimum requirements in Ohio with the following coverage: Most Ohio drivers fulfill the financial responsibility requirement through the purchase of an auto insurance policy that complies with the required minimums. What is the minimum car insurance in Ohio? Ohio Car Insurance Laws & State Minimum Coverage Limits: The Bottom Line. What is the minimum car insurance in Ohio?.
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